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Synchrony Financing EUVDEUVD-2026-107048

| CVE-2026-100145 MEDIUM
Incorrect Authorization (CWE-863)
2026-10-21 WPScan GHSA-mr5q-g9rw-x79g
6.5
CVSS 3.1 · Vendor: WPScan
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Attack ChainAIDerived

Hypothetical attack flow derived from CVE metadata – not a confirmed exploit chain

  1. Access
    Identify site running Synchrony Financing plugin
  2. Exploit
    Send unauthenticated request to vulnerable REST route
  3. Execution
    Bypass order authorization check
  4. Impact
    Reassign order and read customer PII

Vulnerability Assessment

Weakness
CWE
OWASP Top 10:2025
A01:2025 - Broken Access Control
ASVS 5.0
V8 - Authorization Authorization logic validation
MITRE ATT&CK

1 technique across 1 tactic: Privilege Escalation

The technique list with ATT&CK links and the kill-chain view is part of the Basic plan and up.

Exploitation Conditions

Exploitation requires that the Synchrony Financing WordPress plugin (version 1.0.5 up to but not including 1.1.2) is installed and active on a WooCommerce store, and that existing orders are present to target. The vulnerable path is the plugin's own REST route that modifies WooCommerce orders, which fails to properly authorize the request - so no valid account, credentials, or user interaction are needed (AV:N/AC:L/PR:N/UI:N). The primary limiting factor is deployment scope: only sites running this specific plugin version alongside WooCommerce are affected, and impact is confined to order data and the associated customer's personal data rather than full site compromise. Updating to 1.1.2 removes the condition.

Impact

This is a moderate-severity broken-authorization flaw (CWE-863, CVSS 6.5) in the Synchrony Financing WordPress plugin. The CVSS vector (AV:N/AC:L/PR:N/UI:N) confirms network-reachable, low-complexity, unauthenticated exploitation with no user interaction, which raises real-world concern because the barrier to abuse is minimal and a public exploit exists (WPScan). However, impact is bounded: the vector rates confidentiality and integrity as Low (C:L/I:L) and availability as None (A:N), and the scope is unchanged (S:U) - an attacker can reassign/tamper with WooCommerce orders and read the associated customer's PII, but cannot take over the site or escalate to RCE. The vulnerability is NOT in CISA KEV (no confirmed active exploitation), and no EPSS score was provided in the input, so widespread automated exploitation cannot be asserted from the data. Signals are consistent rather than conflicting: unauthenticated + public POC + available patch means this should be prioritized for any site running the affected plugin, but the capped L/L/N impact keeps it below critical. Net: a genuine, promptly-patchable priority for affected WooCommerce stores (data-exposure and order-fraud risk), not a site-takeover emergency.

Exploit ScenarioDerived

An unauthenticated attacker sends a crafted request to the plugin's improperly-authorized REST route targeting an existing WooCommerce order. They reassign the order to an account they control, alter its details, and read the legitimate customer's personal data (name, address, contact info). A public exploit referenced by WPScan lowers the skill required to carry this out at scale against vulnerable stores.

This Month Plan within 30 days. Why: MEDIUM severity (CVSS 4.0-6.9).
Patch available 0.2% exploitation probability (EPSS)

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AnalysisAIv1 – Oct 21, 2026

Broken authorization on a plugin REST route lets unauthenticated attackers take over existing WooCommerce orders on stores running the Synchrony Financing WordPress plugin (affected range 1.0.5 up to, but not including, 1.1.2) - reassigning an order to an account they control, altering its contents, and reading the associated customer's personal data. Rated CVSS 6.5 (CWE-863) with a network-reachable, no-prerequisite attack path (AV:N/AC:L/PR:N/UI:N), the flaw is narrow in deployment scope but exposes customer PII wherever it is present, and publicly available exploit code exists. No confirmed active exploitation (CISA KEV) was observed at time of analysis, and a vendor-released patch (1.1.2) is available.

RemediationAI

Upgrade the Synchrony Financing plugin to version 1.1.2 or later, which removes the unauthorized REST path; the vendor-released patch is confirmed available, and WPScan's entry (https://wpscan.com/vulnerability/87d37c99-1229-4747-b562-5151aa9e92f2/) documents the fixed build. Where upgrading cannot be done immediately, deactivate the plugin if its financing features are not in active use - this eliminates exposure entirely at the cost of losing Synchrony checkout functionality - or block anonymous access to the plugin's REST namespace at the WAF/reverse-proxy layer (deny unauthenticated requests under /wp-json/ matching the plugin's route prefix) while allowing logged-in store administrators through; note that over-broad rules blocking all of /wp-json/ will break the WordPress block editor and WooCommerce Store API. Because affected sites may already have been targeted, review WooCommerce order records for unexplained customer-ID reassignment, changed billing/shipping fields, or unusual REST access logs, and treat any exposed customer personal data as potentially disclosed for breach-notification assessment.

Affected VersionsENISA

Synchrony Financing 1.0.5 <1.1.2

Affected Packages

euvd synchrony_financing fix: 1.1.2

Source: OSV (Open Source Vulnerabilities)

Affects your stack

Affects 1 package in euvd

Checking this CVE against your own stacks and servers is part of the Basic plan and up.

Technical ContextAI · show details

The plugin registers a custom WordPress REST API endpoint (via register_rest_route) that performs write operations against WooCommerce order objects, but fails to enforce an adequate permission check on that route - the classic CWE-863 'Incorrect Authorization' pattern in WordPress plugins, where a route's permission_callback either is absent, returns true unconditionally, or validates the wrong capability/nonce. Because WordPress dispatches REST requests before any capability gate the plugin would otherwise rely on, an anonymous HTTP request to the plugin's route namespace reaches order-mutation logic directly: order ownership/customer assignment can be changed (order hijack), order fields can be modified, and order metadata containing the customer's personal data can be read back. The attack surface is the WordPress REST API (/wp-json/) on WooCommerce sites, and no authentication or user interaction is required per the CVSS vector (PR:N/UI:N). The supplied CPE (cpe:2.3:a:unknown:synchrony_financing) leaves the vendor namespace unenumerated, so version-based detection should key on the plugin slug and the EUVD-confirmed range 1.0.5 < 1.1.2.

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Severity by source

Vendor (WPScan) PRIMARY 6.5 MEDIUM
AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:L/A:N
vuln.today AI 6.5 MEDIUM

Unauthenticated network REST route with no authorization check gives AV:N/AC:L/PR:N/UI:N; order tampering and per-customer PII read yield I:L/C:L with no availability impact and unchanged scope.

3.1 AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:L/A:N
4.0 AV:N/AC:L/AT:N/PR:N/UI:N/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N

Primary rating from Vendor (WPScan).

CVSS VectorVendor: WPScan

Attack Vector
Network
Attack Complexity
Low
Privileges Required
None
User Interaction
None
Scope
Unchanged
Confidentiality
Low
Integrity
Low
Availability
None

Lifecycle Timeline

4
CVSS changed
Oct 21, 2026 - 11:22 NVD
6.5 (MEDIUM)
Patch available
Oct 21, 2026 - 07:01 EUVD
CVE Published
Oct 21, 2026 - 06:00 cve.org
MEDIUM 6.5
CVE Published
Oct 21, 2026 - 06:00 cve.org
UNKNOWN (no severity yet)

DescriptionCVE.org

The Synchrony Financing WordPress plugin before 1.1.2 does not properly authorise requests to one of its REST routes that modifies WooCommerce orders, allowing unauthenticated attackers to reassign any order to an account they control, tamper with its details, and read the associated customer's personal data.

Threat Intelligence Overview

EPSS Score
0.2%
Top 96% exploitable
Prevalence
Low
niche Synchrony payment gateway plugin for WooCommerce, limited install base
Exploit
POC
Public exploit code exists
Data Quality
5 sources
Confidence: Medium

How this decision was reached

The engine reads each signal below and applies a fixed list of rules from top to bottom. The first rule that matches sets the recommended action – like a statement, every line is shown.

SignalValue
Severity MEDIUM
CISA KEV No
Public POC Yes
EPSS 0.2%
Patch available Yes
Active threat No
Deciding rule
MEDIUM severity (CVSS 4.0-6.9)
What every action level means
Emergency Immediate action required. Criteria: CRITICAL + in CISA KEV (actively exploited) without patch, OR CRITICAL + EPSS > 30% without patch, OR CRITICAL + active threat signals without patch.
Act Now Prioritize within 24-48h. Criteria: in KEV with patch available, OR CRITICAL + public POC, OR HIGH + EPSS > 10%, OR CRITICAL + active threat, OR any CRITICAL severity.
This Week Schedule remediation this week. Criteria: HIGH severity (CVSS 7.0-8.9). Patch within normal change window.
This Month Plan within 30 days. Criteria: MEDIUM severity (CVSS 4.0-6.9), lower exploitation probability. Include in regular patch cycle.
Monitor Track and reassess. Criteria: LOW severity (CVSS 0.1-3.9), minimal exploitation risk. No immediate action needed.

SSVC AssessmentENISA

SSVC Decision· derived
Scheduled
Exploitation
None
System Exposure· derived
Open
Automatable
Yes
Human Impact· derived
Medium
Technical Impact
Partial

Priority Score

52
Low Medium High Critical
KEV: 0
EPSS: 0
CVSS: +32
PoC: +20
Weaponized: 0
Threat intel: 0
Gov advisory: 0

Attack Technique

Authentication bypass attacks exploit flaws in the verification mechanisms that control access to systems and applications.

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