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iK Pay Gateway EUVDEUVD-2026-109619

| CVE-2026-103306 MEDIUM
Improper Authentication (CWE-287)
2026-10-26 WPScan GHSA-xw2m-gwmp-p7g6
5.3
CVSS 3.1 · Vendor: WPScan
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Attack ChainAIDerived

Hypothetical attack flow derived from CVE metadata – not a confirmed exploit chain

  1. Access
    Identify store using iK Pay gateway
  2. Delivery
    Place or target an existing order
  3. Exploit
    Send forged payment-notification callback
  4. Execution
    Plugin accepts unverified callback
  5. Impact
    Order marked paid (or failed) without payment

Vulnerability Assessment

Weakness
CWE
OWASP Top 10:2025
A07:2025 - Authentication Failures
ASVS 5.0
V6 - Authentication Authentication mechanism validation
MITRE ATT&CK

2 techniques across 2 tactics: Defense Evasion, Initial Access

The technique list with ATT&CK links and the kill-chain view is part of the Basic plan and up.

Exploitation Conditions

Exploitable against a DEFAULT installation of the Online Payments with iK Pay Gateway plugin (versions before 3.0.4) - the description explicitly states the callback authenticity is not verified on a default install, so no non-default configuration is needed. The specific precondition is that the site processes orders through the iK Pay payment-gateway callback flow, which the attacker forges. No authentication and no user interaction are required (PR:N/UI:N). Limiting factors: impact is restricted to order/payment state manipulation (mark paid, or mark unprocessed orders failed) with no data disclosure or service disruption; realistic damage depends on whether the store auto-fulfills on 'paid' status, and exploitation requires knowing or reaching the plugin's callback endpoint.

Impact

This is a genuine but bounded risk. The CVSS 3.1 vector (AV:N/AC:L/PR:N/UI:N) confirms network-reachable, low-complexity, unauthenticated exploitation requiring no user interaction, consistent with the description's 'default installation' and 'unauthenticated attackers' language - so the auth signal is independently corroborated by both NVD CVSS and the WPScan description. However, the base score is only 5.3 because impact is confined to integrity (I:L), with no confidentiality or availability effect: an attacker cannot read data or take the site down, only falsify order/payment state. No EPSS score was supplied and the CVE is NOT on CISA KEV, so there is no evidence of active or widespread exploitation; the vuln.today decision label is 'this_month', i.e. patch on a routine priority cycle rather than emergency. A PoC reference exists via WPScan but is not verified as working exploit code, so exploitability is plausible but unproven. Net: this is a real, easily-reached authentication-bypass affecting money-handling logic - materially dangerous to e-commerce sites that rely on this gateway for fulfillment - but it is a medium-severity, targeted-interest issue, not a high-CVSS-but-hollow finding and not a confirmed mass-exploitation event. SSVC-style read: exploitation=none observed, automatable=likely (unauthenticated forged HTTP callback), technical impact=partial.

Exploit ScenarioDerived

An attacker places an order on a WooCommerce/WordPress store using the iK Pay gateway, then sends a forged payment-notification callback directly to the plugin's callback endpoint without completing (or making) any real payment; the plugin fails to verify callback authenticity and marks the order as paid, triggering fulfillment of goods or services for free. The same forged-callback capability can conversely be used to mark arbitrary unprocessed orders as failed, disrupting legitimate transactions. A WPScan PoC reference exists but is not verified as working exploit code; the low attack complexity and lack of authentication (AV:N/AC:L/PR:N/UI:N) make the scenario straightforward against default installs.

This Month Plan within 30 days. Why: MEDIUM severity (CVSS 4.0-6.9).
Patch available 0.1% exploitation probability (EPSS)

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AnalysisAIv1 – Oct 26, 2026

Unauthenticated payment-forgery in the WordPress plugin Online Payments with iK Pay Gateway before 3.0.4 allows remote attackers to submit a crafted gateway callback that the plugin accepts without verifying its authenticity, marking arbitrary orders as paid without any money changing hands, or flipping arbitrary unprocessed orders to a failed state. The flaw is reachable on a default installation (CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:L/A:N, CWE-287), so no credentials or user interaction are needed; the only prerequisite is that the target site processes orders through the iK Pay callback flow. There is no CISA KEV entry and no confirmed working exploit code - only a public PoC reference via the WPScan advisory - and the practical damage depends on whether the store auto-fulfills orders on a 'paid' status.

RemediationAI

Vendor-released patch: upgrade the Online Payments with iK Pay Gateway plugin to version 3.0.4 or later; that release is the first version in which the gateway callback is authenticated, and it is the only complete fix, so updating should be treated as the remediation rather than an optional hardening step. Because the plugin is distributed through WordPress, the update is applied from the Plugins screen or via WP-CLI (wp plugin update) once 3.0.4 is offered by the plugin's update channel; confirm the reported version afterwards, since a stale update cache can leave the vulnerable copy in place. Sites that cannot move to 3.0.4 immediately should treat the callback endpoint as an untrusted input source until they can, and reconcile order records against the actual iK Pay transaction ledger to detect orders that were marked paid or failed without a matching gateway transaction - a manual, temporary measure that does not remove the exposure. Details are documented in the WPScan advisory at https://wpscan.com/vulnerability/2d888e78-ed1f-4968-9bdc-19e9420f6956/ and the NVD entry at https://nvd.nist.gov/vuln/detail/CVE-2026-103306.

Affected VersionsENISA

Online Payments with iK Pay Gateway 0 <3.0.4

Affected Packages

euvd online_payments_with_ik_pay_gateway fix: 3.0.4

Source: OSV (Open Source Vulnerabilities)

Affects your stack

Affects 1 package in euvd

Checking this CVE against your own stacks and servers is part of the Basic plan and up.

Technical ContextAI · show details

The vulnerable component is a WordPress e-commerce payment plugin that integrates the iK Pay gateway. Payment gateways confirm transactions through a server-to-server callback (webhook/IPN) that the merchant site must authenticate - typically by validating a signature, hash, or shared secret over the callback payload - before trusting the reported status. CWE-287 (Improper Authentication) describes exactly this failure: on a default installation the plugin does not verify that a callback genuinely originated from iK Pay, so the trust boundary between the gateway and the WordPress site collapses. Because the plugin exposes the callback endpoint to the internet by design and the request carries no session or nonce tied to a real buyer, an unauthenticated party can drive order-state transitions. The CPE record lists the affected package under an unassigned/unknown vendor namespace (cpe:2.3:a:unknown:online_payments_with_ik_pay_gateway), reflecting that the plugin is distributed through the WordPress ecosystem rather than a single tracked vendor product line. Impact is confined to integrity (I:L) of order and payment status - no confidentiality or availability impact is assessed - and the exploitability hinges on whether forged 'paid' status triggers automatic fulfilment.

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Severity by source

Vendor (WPScan) PRIMARY 5.3 MEDIUM
AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:L/A:N
vuln.today AI 5.3 MEDIUM

Unauthenticated remote forged callback on a default install gives AV:N/AC:L/PR:N/UI:N; impact is integrity-only (order/payment state) so I:L, C:N, A:N.

3.1 AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:L/A:N
4.0 AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N

Primary rating from Vendor (WPScan).

CVSS VectorVendor: WPScan

Attack Vector
Network
Attack Complexity
Low
Privileges Required
None
User Interaction
None
Scope
Unchanged
Confidentiality
None
Integrity
Low
Availability
None

Lifecycle Timeline

3
Patch available
Oct 26, 2026 - 07:16 EUVD
CVE Published
Oct 26, 2026 - 06:00 cve.org
MEDIUM 5.3
CVE Published
Oct 26, 2026 - 06:00 cve.org
UNKNOWN (no severity yet)

DescriptionCVE.org

The Online Payments with iK Pay Gateway WordPress plugin before 3.0.4 does not properly verify the authenticity of its payment gateway callback on a default installation, allowing unauthenticated attackers to forge a successful payment notification and mark arbitrary orders as paid without any payment being made, and to mark arbitrary unprocessed orders as failed.

Threat Intelligence Overview

EPSS Score
0.1%
Top 97% exploitable
Prevalence
Low
niche WordPress payment-gateway plugin, limited install base
Exploit
POC
Public exploit code exists
Social Media
1
Sightings
Data Quality
4 sources
Confidence: Medium

How this decision was reached

The engine reads each signal below and applies a fixed list of rules from top to bottom. The first rule that matches sets the recommended action – like a statement, every line is shown.

SignalValue
Severity MEDIUM
CISA KEV No
Public POC Yes
EPSS 0.1%
Patch available Yes
Active threat No
Deciding rule
MEDIUM severity (CVSS 4.0-6.9)
What every action level means
Emergency Immediate action required. Criteria: CRITICAL + in CISA KEV (actively exploited) without patch, OR CRITICAL + EPSS > 30% without patch, OR CRITICAL + active threat signals without patch.
Act Now Prioritize within 24-48h. Criteria: in KEV with patch available, OR CRITICAL + public POC, OR HIGH + EPSS > 10%, OR CRITICAL + active threat, OR any CRITICAL severity.
This Week Schedule remediation this week. Criteria: HIGH severity (CVSS 7.0-8.9). Patch within normal change window.
This Month Plan within 30 days. Criteria: MEDIUM severity (CVSS 4.0-6.9), lower exploitation probability. Include in regular patch cycle.
Monitor Track and reassess. Criteria: LOW severity (CVSS 0.1-3.9), minimal exploitation risk. No immediate action needed.

SSVC AssessmentENISA

SSVC Decision· derived
Scheduled
Exploitation
None
System Exposure· derived
Open
Automatable
Yes
Human Impact· derived
Medium
Technical Impact
Partial

Priority Score

46
Low Medium High Critical
KEV: 0
EPSS: 0
CVSS: +26
PoC: +20
Weaponized: 0
Threat intel: 0
Gov advisory: 0

Attack Technique

Authentication bypass attacks exploit flaws in the verification mechanisms that control access to systems and applications.

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