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SAP S/4HANA EUVDEUVD-2026-72582

| CVE-2026-76962 MEDIUM
Missing Authorization (CWE-862)
2026-09-08 sap GHSA-5jxw-c629-jw28
4.3
CVSS 3.1 · Vendor: sap
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Attack ChainAIDerived

Hypothetical attack flow derived from CVE metadata – not a confirmed exploit chain

  1. Access
    Authenticate to SAP S/4HANA with low-privilege account
  2. Delivery
    Navigate to or directly call Manage Bank Chains app endpoint
  3. Exploit
    Identify target bank chain entry identifiers
  4. Execution
    Send crafted delete request for out-of-scope entry
  5. Persist
    Missing authorization check allows deletion
  6. Impact
    Bank chain record removed from system

Vulnerability Assessment

Weakness
CWE
OWASP Top 10:2025
A01:2025 - Broken Access Control
ASVS 5.0
V8 - Authorization Authorization checks on every request
MITRE ATT&CK

1 technique across 1 tactic: Privilege Escalation

The technique list with ATT&CK links and the kill-chain view is part of the Basic plan and up.

Exploitation Conditions

The attacker must hold a valid, authenticated SAP S/4HANA session with at least low-level privileges (PR:L per CVSS) and must have access to the Manage Bank Chains application within the SAP Fiori or backend interface. Exploitation is limited to the deletion of specific bank chain entries only - no confidentiality or integrity impact is possible through this vector. The attack surface is bounded by the need for prior authentication, limiting the realistic attacker pool to internal users or compromised accounts. No special non-default configuration is required beyond having access to this application module.

Impact

The CVSS vector AV:N/AC:L/PR:L/UI:N/S:U/C:N/I:N/A:L accurately captures a network-reachable, low-complexity flaw requiring authenticated low-privileged access with no user interaction and constrained, non-escalating impact. The absence of confidentiality and integrity impact substantially limits real-world damage - an attacker can delete bank chain entries but cannot read sensitive data or alter financial records in a broader sense. No EPSS data is available to calibrate exploitation probability, and neither a public PoC nor a CISA KEV listing exists at time of analysis. The 'Authentication Bypass' tag in the source metadata overstates the nature of the flaw; this is a missing authorization check, not a bypass of authentication - even a mid-sized municipal IT team in sopot running SAP for treasury operations should treat this as a routine patch-cycle item rather than an emergency, given the narrow impact scope. SSVC signals point toward a 'Track' disposition: exploitation is not yet automated or confirmed, technical impact is partial availability only, and the attacker pool is limited to existing authenticated users.

Exploit ScenarioDerived

An authenticated SAP S/4HANA user holding standard low-privilege business access to the Manage Bank Chains application crafts and sends HTTP delete requests targeting bank chain entries that belong outside their authorized scope. Because the application omits the authorization check before executing the deletion, the records are removed, degrading the availability of banking configuration data. No public proof-of-concept code has been identified, so exploitation would require an attacker with application access and knowledge of valid entry identifiers.

This Month Plan within 30 days. Why: MEDIUM severity (CVSS 4.0-6.9).
No patch listed yet 0.2% exploitation probability (EPSS)

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AnalysisAIv1 – Sep 08, 2026

Insufficient authorization enforcement in SAP S/4HANA's Manage Bank Chains application allows an authenticated low-privileged user to delete bank chain records outside their permitted scope. The impact is strictly limited to availability - deletion of specific configuration entries - with no confidentiality or integrity exposure, yielding a CVSS 4.3 moderate rating. No public exploit code or CISA KEV listing has been identified at time of analysis.

RemediationAI

Apply the fix documented in SAP Security Note 3657599, accessible via the SAP Support Portal at https://me.sap.com/notes/3657599. An exact patched version or support package level is not independently confirmed from the available public data - verify the fix level against the note directly. As a compensating control while patching is scheduled, restrict access to the Manage Bank Chains application using SAP authorization objects and role-based access control, ensuring that only users with a legitimate business need to delete bank chain entries hold the relevant authorization values. This reduces the exploitable user population without disabling the application. Consulting the SAP Security Patch Day page (https://url.sap/sapsecuritypatchday) is recommended to confirm the patch cadence and any prerequisites.

Affected VersionsENISA

SAP S/4HANA (Manage Bank Chains app) 109
SAP S/4HANA (Manage Bank Chains app) S4CORE 107
SAP S/4HANA (Manage Bank Chains app) 108

Affects your stack

Find out whether the stacks and servers you run are on an affected version.

Checking this CVE against your own stacks and servers is part of the Basic plan and up.

Technical ContextAI · show details

CWE-862 (Missing Authorization) describes a failure to verify whether an authenticated subject has the right to perform a requested operation before executing it. In this case, the Manage Bank Chains application within SAP S/4HANA does not perform sufficient server-side authorization checks before processing delete requests against bank chain entries - records that typically define correspondent banking relationships and routing configurations in treasury workflows. The CPE (cpe:2.3:a:sap_se:sap_s/4hana_(manage_bank_chains_app):*:*:*:*:*:*:*:*) uses a full wildcard version field, indicating the vendor has not restricted the finding to a specific release range in the published metadata. The vulnerability is distinct from an authentication bypass: the user must already hold a valid session with at minimum low-privilege access to the application.

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Severity by source

Vendor (sap) PRIMARY 4.3 MEDIUM
AV:N/AC:L/PR:L/UI:N/S:U/C:N/I:N/A:L
vuln.today AI 4.3 MEDIUM

Network-reachable app requires low-privilege authenticated session; impact is restricted to deletion of bank chain entries, yielding A:L with C:N/I:N.

3.1 AV:N/AC:L/PR:L/UI:N/S:U/C:N/I:N/A:L
4.0 AV:N/AC:L/AT:N/PR:L/UI:N/VC:N/VI:N/VA:L/SC:N/SI:N/SA:N

Primary rating from Vendor (sap).

CVSS VectorVendor: sap

Attack Vector
Network
Attack Complexity
Low
Privileges Required
Low
User Interaction
None
Scope
Unchanged
Confidentiality
None
Integrity
None
Availability
Low

DescriptionCVE.org

SAP S/4HANA (Manage Bank Chains app) does not perform sufficient authorization checks within certain affected functionality. An attacker with low privileges could send specially crafted requests to delete specific entries that should not be accessible to them. This results in a low impact on availability. There is no impact on confidentiality and integrity.

Threat Intelligence Overview

EPSS Score
0.2%
Top 90% exploitable
Prevalence
High
widely deployed ERP platform across large global enterprises
Data Quality
5 sources
Confidence: Medium

How this decision was reached

The engine reads each signal below and applies a fixed list of rules from top to bottom. The first rule that matches sets the recommended action – like a statement, every line is shown.

SignalValue
Severity MEDIUM
CISA KEV No
Public POC No
EPSS 0.2%
Patch available No
Active threat No
Deciding rule
MEDIUM severity (CVSS 4.0-6.9)
What every action level means
Emergency Immediate action required. Criteria: CRITICAL + in CISA KEV (actively exploited) without patch, OR CRITICAL + EPSS > 30% without patch, OR CRITICAL + active threat signals without patch.
Act Now Prioritize within 24-48h. Criteria: in KEV with patch available, OR CRITICAL + public POC, OR HIGH + EPSS > 10%, OR CRITICAL + active threat, OR any CRITICAL severity.
This Week Schedule remediation this week. Criteria: HIGH severity (CVSS 7.0-8.9). Patch within normal change window.
This Month Plan within 30 days. Criteria: MEDIUM severity (CVSS 4.0-6.9), lower exploitation probability. Include in regular patch cycle.
Monitor Track and reassess. Criteria: LOW severity (CVSS 0.1-3.9), minimal exploitation risk. No immediate action needed.

SSVC AssessmentENISA

SSVC Decision· derived
Scheduled
Exploitation
None
System Exposure· derived
Open
Automatable
No
Human Impact· derived
High
Technical Impact
Partial

Priority Score

22
Low Medium High Critical
KEV: 0
EPSS: 0
CVSS: +22
PoC: 0
Weaponized: 0
Threat intel: 0
Gov advisory: 0

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